After my first ten years of "buckling down" for a far-off reward of an easy life, and seeing all my peers enjoy themselves just fine with less money than I have, I'm changing tack.
When this job ends I want to go on unemployed sabbatical. Healthcare is the only scam that absolutely requires me to work, but I can take a break between major surgeries and pay cash for dentists.
Every year I feel more and more like retirement is a bogus afterlife I've been sold, even though I'm one of the most atheist people I know.
At some point I am an animal and must have fun to survive. Everyone else does it. "Those who didn't jump off the bridge... Is something good about to happen to those people?" https://xkcd.com/1170/
can't work longer when you start to age out at 45