My best: moving to a lower cost of living area, much closer to nature with endless outdoor activities
My worst: ignored red flags and invested a bunch of money in a friend's high risk venture, all money down the drain, not clear we're still friends...
Best: paid off all my credit cards and overdrafts and closed all my accounts except for one everyday spending account and one savings account.
Worst: it was actually 2022 but the bill hit me in 2023. I spent $50,000 on an MBA that is really useless to my career, and I did it because I was looking for approval from others/trying to prove something to the rest of the world.